2B青年 发表于 2016-9-30 11:01:00

<p class="p" align="center" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; text-align: center; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><br/></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-family: 宋体; color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;">    </span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">随着大众对中国贵金属纪念币认知度的不断提升,将金银币作为一种收藏、投资品的民众也越来越多。而对于大多数金银币的集藏爱好者而言,面对数量庞大、品种众多的金银币,往往不知从何入手。那么,如何选择有投资、收藏价值的金银币呢?下面笔者就个人的几点思路与大家进行分享,仅供参考。</font></span><span style="font-family: 宋体; color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  </font>1<font face="宋体">、系列的龙头币种。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  龙头币的概念比较好理解,就是指一个系列中第一个发行或市场表现最好的币种。比如生肖金银币的第一个项目</font>—1981<font face="宋体">年发行的辛酉(鸡)年生肖</font></span><a href="http://www.zgqw.com/"><u><span class="15" style="color: rgb(0, 0, 255); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">纪念币</font></span></u></a><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">、生肖金银币中市场表现最好的</font>—1984<font face="宋体">年发行的甲子(鼠)年生肖纪念币、中国石窟艺术系列金银币的第一个项目</font><font face="Arial">—2001</font><font face="宋体">年发行的敦煌金银币、贺岁纪念银币中</font><font face="Arial">2015</font><font face="宋体">年发行的贺岁银币等等。这些币种大多有发行时间早、市场沉淀好、发行量相对较少、集藏群体广、在系列中具有较强代表性等方面的特征。再加上,收藏市场上普遍认同的首尾效应和</font><font face="Arial">“</font><font face="宋体">第一</font><font face="Arial">”</font><font face="宋体">的概念。另外,作为系列的龙头,这类币种未来也极有可能受到新老集藏爱好者的持续关注和追捧,其升值的预期和确定性相对较高。因此,集藏系列的龙头币会是一种不错选择。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  </font>2<font face="宋体">、工艺上有特色的币种。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  工艺是影响贵金属纪念币价格的重要因素之一,尤其是一些特殊工艺的使用,不仅能大大增强金银币的观赏性,还能提高金银币的收藏、投资价值。比如,</font>2004<font face="宋体">年发行的人民代表大会成立</font><font face="Arial">50</font><font face="宋体">周年金银币、</font><font face="Arial">2014</font><font face="宋体">年发行的中国佛教圣地(峨眉山)</font><font face="Arial">5</font><font face="宋体">盎司金币等,都采用了幻彩工艺;</font><font face="Arial">2016</font><font face="宋体">年发行的吉祥文化</font><font face="Arial">“</font><font face="宋体">五福拱寿</font><font face="Arial">”30</font><font face="宋体">克银币,采用了仿珐琅彩的工艺;</font><font face="Arial">2001</font><font face="宋体">年发行的北京国际钱币博览会</font><font face="Arial">1</font><font face="宋体">盎司银币、</font><font face="Arial">2013</font><font face="宋体">年发行的中国青铜器(第</font><font face="Arial">2</font><font face="宋体">组)</font><font face="Arial">5</font><font face="宋体">盎司银币等,采用了硫化工艺;</font><font face="Arial">2015</font><font face="宋体">年发行的中国佛教圣地(九华山)</font><font face="Arial">1</font><font face="宋体">公斤银币、吉祥文化</font><font face="Arial">“</font><font face="宋体">并蒂同心</font><font face="Arial">”</font><font face="宋体">金银币等,均采用了镶嵌工艺。当然,还有诸如采用了微缩雕刻、彩色移印、双金属等工艺的币种,都值得集藏爱好者予以关注,大家可以根据自身的喜好来进行挑选,或者作为一个专题来收藏。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  </font>3<font face="宋体">、超跌、被严重低估的币种。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  所谓超跌,是指某一纪念币的价格过度下跌的意思。通俗的说,就是在一段时间内跌幅较大,大到了出乎多数人的预期。这类金银币在市场上数量不多,但还是存在。比如,</font>2016<font face="宋体">猴年生肖金银币发行不到</font><font face="Arial">1</font><font face="宋体">年,就已经有了</font><font face="Arial">60%</font><font face="宋体">以上的跌幅,甚至与初始发行价还有一段距离。</font><font face="Arial">2016</font><font face="宋体">贺岁纪念银币,也较最高点跌去了一半以上的价格。包括最近发行的世界遗产</font><font face="Arial">—</font><font face="宋体">大足石刻金银币,金银套币也在很短时间内,跌破了初始发行价。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  至于被严重低估的币种,笔者认为是一个相对的概念,它可能是同一个项目或系列中,涨幅明显小于其它币种的纪念币。也可能是题材、发行量都比较接近,但价格却相差较大的币种。比如,第一轮生肖金银币中,兔年、猪年、牛年、马年的</font>8<font face="宋体">克金币,价格就明显低于这轮生肖中的其它</font><font face="Arial">8</font><font face="宋体">克金币。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  </font>4<font face="宋体">、题材和设计都不错,但价格还没有大涨过的币种。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  比如</font>2015<font face="宋体">吉祥文化金银币,它是典型的传统文化题材,图案设计也令人眼前一亮,尤其是还首次采用了心形的形制、镶嵌的工艺,但其上市后价格一直没有大幅上涨过,给人叫好不叫座的感觉。再比如,中国佛教圣地系列金银币,除了其中的个别币种有较大的涨幅外,其它大部分币种的价格还处于一个相对的低位。这一类的金银币,笔者认为其价值有待被更多的人去发现,终将会得到一个更为合理的估值。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  </font>5<font face="宋体">、价格不高,且成交比较活跃的币种。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  比如,部分的次新品金银币,经过一段时间的调整之后,价格较刚上市时便宜了不少,而且从市场的成交情况来看,保持着一定的热度,这个时候无论是买入还是卖出,都相对比较容易。看准趋势,做一做短线,或者开始分批买入都是可以的。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  </font>6<font face="宋体">、尽量集齐一个系列中某个规格的金币或银币。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  进行系列集藏、集全某一个题材的金银币,是众多收藏爱好者的一种集藏习惯。而且,收藏的一般规律也告诉我们,一般整套金银币或整个系列金银币的收藏价值,大于单个金银币价格的简单相加,也就是通常所说的</font>1+1&gt;2<font face="宋体">的效果。当然,大部分币友可能会觉得集齐一个系列所有规格的金银币困难太大,经济上也承受不了。那么,完全可以选择系列中某个规格的金币或银币来进行专项收藏。比如,生肖金银币中的小规格金币、中国古典文学名著系列金银币中的</font><font face="Arial">1</font><font face="宋体">盎司彩色银币等等。另外,集藏那些系列较短、成员较少的金银币,也是一种可以参考的思路。比如,中国佛教圣地系列金银币、中国石窟艺术系列金银币等。这些系列集藏起来相对容易一些,未来的升值预期也较大,并且有利于帮忙大家在短期内获得集齐一个系列的成就感、树立集藏金银币的信心。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  </font>7<font face="宋体">、老精稀中的精品币种。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  老精稀是指发行时间较早(一般认为是发行时间在</font>2000<font face="宋体">年之前)、发行量较少、设计精美的金银币。这类金银币经过了充分的市场沉淀,价格在历史上也出现过大幅的波动,调整已经基本到位,目前大多呈现的是稳步上涨的态势。尤其是其中的精品币种,越来越受到大家的追捧,成为了市场的标杆。比如,第一轮生肖金银币中的鼠年</font><font face="Arial">8</font><font face="宋体">克金币、</font><font face="Arial">1979</font><font face="宋体">年发行的国际儿童年</font><font face="Arial">1</font><font face="宋体">盎司金币等等。这些精品虽然现在价格已经很高,但笔者认为物以需为贵,随着大家对金银币这种收藏品认知的不断深入,对于精品的需求只会越来越强烈,其价格有望迎来新的突破,表现出强者恒强的姿态,有一定经济实力的币友可以予以重点关注。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  </font>8<font face="宋体">、适当关注相对冷门的币种。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  现在是冷门不代表未来也是冷门,这类币种往往是因为题材不被大众所熟知、发行量又不算小,而受到市场的冷落。比如,</font>2013<font face="宋体">年发行的北斗卫星导航系统开通运行金银币、</font><font face="Arial">1993</font><font face="宋体">、</font><font face="Arial">1994</font><font face="宋体">年发行的第十一届世界杯足球赛金银币、</font><font face="Arial">2015</font><font face="宋体">年发行的长春电影制片厂成立</font><font face="Arial">70</font><font face="宋体">周年金银币等等。相信,随着未来金银币集藏群体的扩大,这些目前有些冷门的币种也会得到一定的关注。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="p" style="margin: 11.25pt 0pt; text-indent: 0pt; padding: 0pt; line-height: 18pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><font face="宋体">  最后,笔者建议大家站在资产配置的高度来看待金银币的收藏与投资,不要过于在意短期的涨跌,把眼光放长远一些,用理性的思维来为自己的资产保值、增值。</font></span><span style="color: rgb(51, 51, 51); letter-spacing: 0pt; font-size: 10.5pt;"><op></op></span></p><p class="MsoNormal"><span style="font-family: Calibri; font-size: 10.5pt;"> </span></p><p class="MsoNormal"><span style="font-family: Calibri; font-size: 10.5pt;"> </span></p><p class="MsoNormal"><span style="font-family: 宋体; font-size: 10.5pt;">中国钱网</span><span style="font-family: 宋体; font-size: 10.5pt;"><op></op></span></p><p class="MsoNormal"><span style="font-family: 宋体; font-size: 10.5pt;"><br/></span></p>
页: [1]
查看完整版本: 快来看:有投资收藏价值的金银币应如何选择?